Parsippany, NJ Foreclosure Attorney | Scams and Predators - Buyer Beware | Hanover Township
How can someone prey upon you in the midst of your foreclosure? Scams are not always easy to spot, and many scammers will often charge an innocent party exorbitant fees to provide little or no actual service. Would you like to learn how to avoid this? Let's talk about some of the warning signs of a foreclosure assistance scam.
If someone asks for an upfront fee to help with your foreclosure, and is not an attorney, you probably have a scam. Many people do not realize that it is actually illegal for someone to charge fees in advance for services like loan modifications. Attorneys are the exception, but still must comply with strict requirements like placing the funds in a client trust account.
Whenever someone guarantees that they can stop a foreclosure or get you a loan modification it is probably a scam. The law forbids people or companies from making such guarantees. Legitimate companies will only go as far as promising to do their best to help you, not guaranteeing results.
One piece of terrible advice many scammers offer is that you should stop paying your mortgage entirely. Alternatively, they will tell you to make your mortgage payments to them instead of your bank, with the promise that they will handle making the payments for you. Despite what these unscrupulous individuals will tell you, you should never send a mortgage payment to anyone but the mortgage lender or servicer.
Some scammers are bold enough to suggest that if you sign over the deed they will pay off your mortgage. Usually, they suggest that it will work something like a lease-to-own arrangement. This often results in the scammer collecting payments from you, reselling the property to others, collecting a fortune, and leaving you with a new mountain of problems including an unsatisfied mortgage, still in foreclosure, and possibly a new owner of the deed trying to evict you.
If anyone asks you to sign over the deed to your house or to sign any documents without giving you a chance to read them first, say no. If you have questions about any document you are asked to sign, ask for an explanation, and if they refuse to explain it to a point that you feel comfortable signing it, you should refuse.
Keaveney Legal Group is dedicated to helping those facing foreclosure, not preying upon them like these scam artists. We understand both the foreclosure process and how to seek relief from those who may have taken advantage of you through a phony foreclosure assistance scam. If you have questions, feel free to pick up the phone and call us. You can reach us at 1-800-219-0939 or email me at Jim@KeaveneyLegalGroup.com. I'm Jim Keaveney. Have a wonderful day!
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Pittsburgh, PA 15219
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Philadelphia, PA 19103
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Iselin, NJ 08830
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Basking Ridge, New Jersey, 07920
908-926-6884
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East Brunswick, New Jersey, 08816
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Hackensack, New Jersey, 07601
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Harborside Financial Center
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Jersey City, New Jersey, 07311
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2001 Route 46, Waterview Plaza, Suite 310
Parsippany, New Jersey, 07054
973-559-6787
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103 Carnegie Center Drive, Suite 300
Princeton, New Jersey, 08540
609-751-0398
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125 Half Mile Road, Suite 200
Red Bank, New Jersey, 07701-6749
732-733-6025
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51 JFK Parkway, First Floor West
Short Hills, New Jersey, 07078
973-559-6787
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Totowa, New Jersey, 07512
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Paterson, New Jersey | Wikipedia audio article
This is an audio version of the Wikipedia Article:
Paterson, New Jersey
00:01:04 1 History
00:01:29 1.1 Establishment
00:03:22 1.2 Industrial growth
00:05:20 1.3 Athletics
00:06:38 1.4 Post-World War II era
00:09:35 2 Geography
00:11:08 2.1 Neighborhoods
00:22:17 2.2 Climate
00:22:41 3 Demographics
00:23:51 3.1 2010 Census
00:27:35 3.2 2000 Census
00:30:48 3.3 Ethnic groups
00:37:18 4 Economy
00:37:49 5 Arts and culture
00:40:23 6 Government
00:40:32 6.1 Local government
00:44:09 6.2 Federal, state and county representation
00:46:42 6.3 Politics
00:50:46 7 Emergency services
00:52:15 8 Transportation
00:52:24 8.1 Roads and highways
00:53:38 8.2 Public transportation
00:55:14 9 Education
00:58:06 10 Sister cities
00:58:38 10.1 Friendship
00:59:24 11 In popular culture
01:02:49 12 Notable people
01:20:35 13 See also
Listening is a more natural way of learning, when compared to reading. Written language only began at around 3200 BC, but spoken language has existed long ago.
Learning by listening is a great way to:
- increases imagination and understanding
- improves your listening skills
- improves your own spoken accent
- learn while on the move
- reduce eye strain
Now learn the vast amount of general knowledge available on Wikipedia through audio (audio article). You could even learn subconsciously by playing the audio while you are sleeping! If you are planning to listen a lot, you could try using a bone conduction headphone, or a standard speaker instead of an earphone.
You can find other Wikipedia audio articles too at:
You can upload your own Wikipedia articles through:
The only true wisdom is in knowing you know nothing.
- Socrates
SUMMARY
=======
Paterson is the largest city in and the county seat of Passaic County, New Jersey, United States. As of the 2010 United States Census, its population was 146,199, rendering it New Jersey's third-most-populous city. Paterson has the second-highest density of any U.S. city with over 100,000 people, behind only New York City. For 2017, the Census Bureau's Population Estimates Program calculated a population of 148,678, an increase of 1.7% from the 2010 enumeration, ranking the city as the 174th-most-populous in the nation.Paterson is known as the Silk City for its dominant role in silk production during the latter half of the 19th century. The city has since evolved into a major destination for Hispanic immigrants as well as for immigrants from India, South Asia, the Arab and Muslim world. Paterson has the second-largest Muslim population in the United States by percentage.
Italian Americans | Wikipedia audio article
This is an audio version of the Wikipedia Article:
Italian Americans
00:02:45 1 History
00:02:54 1.1 Early period (1492–1775)
00:07:08 1.2 War of Independence to Civil War (1775–1861)
00:11:39 1.3 Civil War and after (1861–90)
00:14:44 1.4 The period of mass immigration (1890–1920)
00:27:26 1.5 1917-1941
00:35:04 1.6 World War II
00:39:05 1.7 Wartime violation of Italian-American civil liberties
00:42:20 1.8 Post-World War II period
00:48:37 1.9 Close of the twentieth century
00:51:49 2 Politics
00:55:57 3 Business and economy
00:56:58 3.1 Workers
00:58:50 3.2 Women
01:04:17 4 Culture
01:07:10 4.1 Literature
01:13:06 4.2 Religion
01:16:56 4.2.1 Italian Jews
01:20:04 4.3 Education
01:21:23 4.4 Language
01:27:55 4.5 Newspapers
01:32:17 4.6 Folklore
01:34:15 5 Discrimination and stereotyping
01:40:52 6 Communities
01:43:01 6.1 New York City
01:46:25 6.2 Philadelphia
01:49:15 6.3 Boston
01:50:19 6.4 Newark
01:52:12 6.5 Saint Louis
01:52:21 6.6 Syracuse
01:53:42 6.7 Providence
01:54:34 6.8 Chicago
01:56:57 6.9 Cleveland
01:58:41 6.10 Milwaukee
01:59:39 6.11 Ybor City
02:00:57 6.12 Birmingham
02:01:39 6.13 San Francisco
02:02:10 6.14 Los Angeles
02:03:29 6.15 San Diego
02:04:43 7 Demographics
02:10:14 7.1 U.S. States with over 10% people of Italian ancestry
02:10:48 7.2 U.S. Communities with the most residents of Italian ancestry
02:13:05 8 Notable people
02:13:14 9 See also
02:13:55 10 References and notes
02:14:05 11 Bibliography
02:14:14 12 External links
Listening is a more natural way of learning, when compared to reading. Written language only began at around 3200 BC, but spoken language has existed long ago.
Learning by listening is a great way to:
- increases imagination and understanding
- improves your listening skills
- improves your own spoken accent
- learn while on the move
- reduce eye strain
Now learn the vast amount of general knowledge available on Wikipedia through audio (audio article). You could even learn subconsciously by playing the audio while you are sleeping! If you are planning to listen a lot, you could try using a bone conduction headphone, or a standard speaker instead of an earphone.
You can find other Wikipedia audio articles too at:
You can upload your own Wikipedia articles through:
The only true wisdom is in knowing you know nothing.
- Socrates
SUMMARY
=======
Italian Americans (Italian: italoamericani or italo-americani [ˌitalo.ameriˈkaːni]) are an ethnic group consisting of Americans who have ancestry from Italy. Italian Americans are the seventh largest Census-reported ethnic group in the United States (which includes American ethnicity, an ethnonym used by many in the United States; overall, Italian Americans rank seventh, behind German American, African American, Irish American, Mexican American, English American, and American).About 5.5 million Italians immigrated to the United States from 1820 to 2004. By 1870, there were less than 25,000 Italian immigrants in America, many of them Northern Italian refugees from the wars that accompanied the Risorgimento—the struggle for Italian unification and independence from foreign rule. Immigration began to increase during the 1870s, when more than twice as many Italians immigrated (1870–79: 46,296) than during the five previous decades combined (1820–69: 22,627). The 1870s were followed by the greatest surge of immigration, which occurred between 1880 and 1914 and brought more than 4 million Italians to the United States, the great majority being from Southern Italy and Sicily, with most having agrarian backgrounds. This period of large scale immigration ended abruptly with the onset of the First World War in 1914 and, except for one year (1922), never fully resumed.
Further immigration was greatly limited by several laws Congress passed in the 1920s.Approximately 84% of the Italian immigrants came from the former Kingdom of the Two Sicilies. This was the poorest and least developed part of Italy, still largely rural and agricultural, where much of the populace had been impoverished by centuries of foreign misrule, and an oppressive taxation system imposed after Italian unification in 1861. After unification, the Italian government initially encouraged emigration to relieve economic pressures in the South. After the American Civil War, which resulted in over a half million killed or wounded, immigrant workers were recruited from Italy and elsewhere to fill the labor shortage caused by the war. In the United States, most Italians began their new lives as manual laborers in Eastern cities, mining camps and in agriculture.
The descendants of the Italian immigrants gradually rose from a lower economic class in the first generation to a level comparable to the national average by 1970. The Italian community has often been characterized by strong ties to family, the Roma ...