Cayman Islands
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Like three brilliant siblings, Grand Cayman, Cayman Brac and Little Cayman each have their own charms while sharing familial traits. A British Overseas Territory, the trio makes up a one of a kind vacation spot beloved by families, couples and watersport enthusiasts alike.
Grand Cayman's capital, George Town, is a vibrant city center, housing unique historic sites, a renowned National Gallery and Cayman's National Museum. The downtown area also boasts some of the Caribbean's very best duty-free shopping. Travelers can choose from fine European fashions and top designer labels, artisanal crafts such as Caymanite jewelry, antiques and treasure coin jewelry.
AIRPORTS/GATEWAYS/FLYING TIMES: Airports: (GCM) - Owen Roberts International Airport serves is located on Grand Cayman. There is also Gerrard Smith International Airport is on Cayman Brac and Edward Bodden Airstrip on Little Cayman. Little Cayman has no customs or immigration, so no direct flights stop there. Gateways/Flying Times: Atlanta - 2 hours 40 minutes. Kingston, Jamaica - 1 hour. Miami - 1 hour 20 minutes. Tampa - 1 hour 40 minutes. New York -- 4 hours. Toronto, Canada -- 4 hours. Charlotte - 2 hours 50 minutes. Newark - 4 hours 15 minutes. Montego Bay, Jamaica - 45 minutes. Learn more about how to get the Cayman Islands.
CLIMATE: Average annual temperature, high-27.6 C/86.6 F: low-19 degrees C/66 degrees F.
DINING: Local. Caribbean. International. Gourmet. Chinese. Italian. Mexican. Southwestern USA. German. Indian. Thai. English pubs. Fast Food. Dress code is casual. 15% is standard for gratuities.
LANGUAGE: English.
NIGHTLIFE: Discos. Live Music. Nightclubs. Dinner/Dances. Cinemas. Theaters. Comedy Club. Café. Occasionally gospel concerts and concerts by top reggae, country and rock bands.
SIGHTSEEING: Grand Cayman - white sand beaches, dive and snorkel sites; Marine trips; Atlantis Submarine; SeaWorld Explorer Semi-Submarine; Nautilus Semi-Submersible Submarine; Jolly Roger cruise excursions; Turtle Farm; Conch Shell House; Hell in West Bay; Blow Holes in East End; Stingray City (snorkeling or diving) dept 4 to 12 ft; Tortuga Rum Factory; Queen Elizabeth II Botanic Park; Mastic Trail; Pedro St. James; Rum Point; Stingray Brewery; Yacht Club; Britannia, the Links at Safehaven Golf courses. Butterfly Farm. Cayman Brac - Bluff; Caves; Honeymoon Cottage; Museum; NIM Things; Parrot Reserve; M/V Capt. Keith Tibbetts (diving or snorkeling site). Brac Nature Trails. Little Cayman - Booby Pond Nature Reserve; Museum; National Trust House and Bird Sanctuary; Owen Island; Point O' Sand Beach; Salt Rocks Dock; Tarpon Lake; Bloody Bay Wall and Jackson Marine Parks (diving and snorkeling sites).
How I held my breath for 17 minutes | David Blaine
In this highly personal talk from TEDMED, magician and stuntman David Blaine describes what it took to hold his breath underwater for 17 minutes -- a world record (only two minutes shorter than this entire talk!) -- and what his often death-defying work means to him. Warning: do NOT try this at home.
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Richard Pyle: Exploring the reef's Twilight Zone
In this illuminating talk, Richard Pyle shows us thriving life on the cliffs of coral reefs and groundbreaking diving technologies he has pioneered to explore it. He and his team risk everything to reveal the secrets of undiscovered species.
TEDTalks is a daily video podcast of the best talks and performances from the TED Conference, where the world's leading thinkers and doers give the talk of their lives in 18 minutes. Featured speakers have included Al Gore on climate change, Philippe Starck on design, Jill Bolte Taylor on observing her own stroke, Nicholas Negroponte on One Laptop per Child, Jane Goodall on chimpanzees, Bill Gates on malaria and mosquitoes and Lost producer JJ Abrams on the allure of mystery. TED stands for Technology, Entertainment, Design, and TEDTalks cover these topics as well as science, business, development and the arts. Watch the Top 10 TEDTalks on TED.com, at
How to spot a liar | Pamela Meyer
On any given day we're lied to from 10 to 200 times, and the clues to detect those lie can be subtle and counter-intuitive. Pamela Meyer, author of Liespotting, shows the manners and hotspots used by those trained to recognize deception -- and she argues honesty is a value worth preserving.
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LAST DAY ON EARTH SURVIVAL FROM START PREPPING LIVE
LAST DAY ON EARTH SURVIVAL FROM START PREPPING LIVE Noobs play epic survival game Last Day on Earth for the first time live! In this let’s play live, we walkthrough from the start as noobs like any new player to the game. How to play tutorial live stream for LDOE / LDOES mobile game! Join live chat now to see A from start gameplay livestream. SUPERCHAT AND CUSTOM STICKERS now available for live chat!!!
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Pitch Perfect 3
Now graduated from college, realizing it takes more than a cappella to get by, all the Bellas return in the final chapter in the beloved series. After the highs of winning the World Championships, the Bellas find themselves split apart and discovering there are no job prospects for making music with only your mouth. But when they get the chance to reunite for a European USO tour, this group of awesome nerds will come together to make some music, and some questionable decisions, one last time.
Runner Runner
When Princeton grad student Richie Furst (Justin Timberlake) believes he's been swindled by an online poker site, he heads to Costa Rica to confront gambling tycoon Ivan Block (Ben Affleck), the man he thinks is responsible. But Richie will soon face the ultimate power play as he finds himself caught between Block's promises of unlimited wealth and the zealous FBI agent trying to bring him down.
NOOBS PLAY GAME OF THRONES FROM SCRATCH
NOOBS PLAY GAME OF THRONES FROM SCRATCH
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The Savings and Loan Banking Crisis: George Bush, the CIA, and Organized Crime
The savings and loan crisis of the 1980s and 1990s (commonly dubbed the S&L crisis) was the failure of about 747 out of the 3,234 savings and loan associations in the United States. About the book:
A savings and loan or thrift is a financial institution that accepts savings deposits and makes mortgage, car and other personal loans to individual members—a cooperative venture known in the United Kingdom as a Building Society. As of December 31, 1995, RTC estimated that the total cost for resolving the 747 failed institutions was $87.9 billion. The remainder of the bailout was paid for by charges on savings and loan accounts — which contributed to the large budget deficits of the early 1990s.
The concomitant slowdown in the finance industry and the real estate market may have been a contributing cause of the 1990--91 economic recession. Between 1986 and 1991, the number of new homes constructed per year dropped from 1.8 million to 1 million, which was at the time the lowest rate since World War II.
The United States Congress granted all thrifts in 1980, including savings and loan associations, the power to make consumer and commercial loans and to issue transaction accounts. Designed to help the thrift industry retain its deposit base and to improve its profitability, the Depository Institutions Deregulation and Monetary Control Act (DIDMCA) of 1980 allowed thrifts to make consumer loans up to 20 percent of their assets, issue credit cards, accept negotiable order of withdrawal (NOW) accounts from individuals and nonprofit organizations, and invest up to 20 percent of their assets in commercial real estate loans.
The damage to S&L operations led Congress to act, passing the Economic Recovery Tax Act of 1981 (ERTA) in August 1981 and initiating the regulatory changes by the Federal Home Loan Bank Board allowing S&Ls to sell their mortgage loans and use the cash generated to seek better returns soon after enactment; the losses created by the sales were to be amortized over the life of the loan, and any losses could also be offset against taxes paid over the preceding 10 years. This all made S&Ls eager to sell their loans. The buyers—major Wall Street firms—were quick to take advantage of the S&Ls' lack of expertise, buying at 60%-90% of value and then transforming the loans by bundling them as, effectively, government-backed bonds (by virtue of Ginnie Mae, Freddie Mac, or Fannie Mae guarantees). S&Ls were one group buying these bonds, holding $150 billion by 1986, and being charged substantial fees for the transactions.
In 1982, the Garn-St Germain Depository Institutions Act was passed and increased the proportion of assets that thrifts could hold in consumer and commercial real estate loans and allowed thrifts to invest 5 percent of their assets in commercial loans until January 1, 1984, when this percentage increased to 10 percent.
A large number of S&L customers' defaults and bankruptcies ensued, and the S&Ls that had overextended themselves were forced into insolvency proceedings themselves.
The Federal Savings and Loan Insurance Corporation (FSLIC), a federal government agency that insured S&L accounts in the same way the Federal Deposit Insurance Corporation insures commercial bank accounts, then had to repay all the depositors whose money was lost. From 1986 to 1989, FSLIC closed or otherwise resolved 296 institutions with total assets of $125 billion. An even more traumatic period followed, with the creation of the Resolution Trust Corporation in 1989 and that agency's resolution by mid-1995 of an additional 747 thrifts.
A Federal Reserve Bank panel stated the resulting taxpayer bailout ended up being even larger than it would have been because moral hazard and adverse selection incentives that compounded the system's losses.
There also were state-chartered S&Ls that failed. Some state insurance funds failed, requiring state taxpayer bailouts.